Check your Risk Profile

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Section 1: Risk Tolerance

Risk Tolerance is an individual's willingness to take risk / losses, or level of comfort with uncertainty.

Investment Experience

1. How long have you been investing in Equity Markets / Stocks / Mutual Funds?

Less than 1 year Around 1-3 years Around 4-6 years More than 7 years

Market Fluctuations

2. How do you usually react to a significant decline in value of your investments (e.g., 20% to 40% drop)?

I would sell all my investments I would sell some of my investments I would do nothing I would buy more investments at the lower price

Loss Taking Appetite

3. How comfortable are you with taking risks / losses to achieve better returns?

Not comfortable at all Slightly comfortable Moderately comfortable Very comfortable

Portfolio Drops

4. What level of temporary decrease in investment portfolio value can you tolerate?

Minus 10% Minus 10-25% Minus 25-40% Minus >40%

Section 2: Risk Capacity

Risk Capacity is the financial ability of an individual to endure potential losses without affecting their financial stability.

Income Stability

5. How stable is your current income / job or business?

Very unstable Somewhat unstable Stable Very stable

Emergency Funds

6. How many months of living expenses do you have saved in an Emergency Fund?

Less than 3 months Around 3-6 months Around 6-12 months More than 12 months

Financial Obligations

7. Do you have any near-term financial obligations that you may have to access your investments?

Yes, significant obligations Yes, some obligations Few obligations No obligations

Current Investments

8. How would you characterize your past and current investments?

Mostly safe investments like FDs, PF etc Somewhat safe investments & some risky Equal Combination of safe and risky Mostly risky investments like stocks and equities

Section 3: Risk Required

Risk Required is the risk associated with the return required to achieve an investor's goals and investment objectives.

Return Expectations

9. What is your expected annual return on your investments to meet your investment objectives?

Less than 6% Around 6-9% Around 9%-12% More than 12%

Investment Goals

10. What is your primary objective for all investments?

Wealth Preservation (keep investments intact) Wealth Distribution (generate regular income) Nominal Wealth Creation Agressive Wealth Creation

Time Horizon

11. What is your investment time horizon?

Less than 3 years Around 3-5 years Around 5-10 years More than 10 years

Time Flexibility

12. How flexible are you with investment time horizon i.e. how long can you hold the investments?

Not flexible at all Slightly flexible with the timeframe Somewhat flexible with the timeframe Very flexible with the timeframe

Risk Profile Questionnaire

Section 1: Risk Tolerance

Section 2: Risk Capacity

Section 3: Risk Required